Board of Directors

Mr. Rajkumar Khanna is a Graduate in Management - Finance and holds a Post Graduate Diploma in Marketing & Sales Management from FMS, Delhi University. Mr. Khanna has done Certification Course in Infrastructure & Housing Finance from Wharton School of Management, USA. He worked in Syndicate bank from 1975 to 1982 thereafter as Deputy Chief of Finance in National Building Construction Corporation Limited, New Delhi. In his long stint of 25 years with HUDCO, he held senior Management positions, viz., Executive Director and Senior Executive Director and contributed for the business development of Western/Eastern/Northeastern Zones. He also held Directorship in Shivshahi Punarvasan Prakalp Ltd., Mumbai, Gujarat State Road Development Corporation, Ahmedabad and CIDCO, New Bombay. He was also independent Director on the Board of Shree Kalahasti Pipes Chennai, Electro steels ltd and presently on the Board of Electrosteel casting Ltd

Chairman & Managing Director of India infrastructure finance Company ltd. (IIFCL), a wholly government of India owned company for a period of four years i.e. from 2006-10, IIFCL engaged in the promotion and development of infrastructure and commenced its operations during that period. He had long experience as a banker over 40 years. He held position of chairman and Managing Director of Punjab National Bank during 2000 to 2005. PNB was one of the largest public sector banks in India during that period. He was also the Chairman of PNB Housing Finance (2000-2001) and PNB Gilts (2000-2005) during that period held position of Chairman and Managing Director of SIDBI during 2000- 2001. During that period, various schemes including credit guarantee scheme/credit venture fund for financing of small and medium enterprises were launched started his career in Punjab & Sind Bank in 1970 and rose to the position of chairman and Managing Director and tenure lasted till 2000. Infact in his tenure as CMD, started from September 1996, PSB Bank transformed into a profitable bank in 1997 against the loss-making bank. held the chairmanship of Indian banks’ association, a forum for promoting the interest of banks for two terms and had chaired and member of several committees associated with financial sector policy/ies

Mr. Khalid Abdullah Salim A1 Eisri is Chartered Financial Analyst (CFA) and holds a Bachelor's degree in Finance from Sultan Qaboos University. He has more than 17 years of experience in investment management and corporate advisory. Presently, Mr. Khalid is serving as Chief Executive Officer ( CEO) of Al Anwar Investments SAOG, Oman. Prior to joining Al Anwar Investments, he held the position of Senior Manager at the Oman Investment Authority.

Mr. Khalid is a director in National Biscuit Industries Ltd SAOG, National Detergent Co SAOG, Voltamp Energy SAOG, and Al Ruwad International School SAOC. He also held directorship in several companies such as RAK Ceramics, Al Hosn Investment Company, Oman Growth Fund, Oman & Emirates Investment Holding Company, Ubar Capital, United Finance and Gulf Mushroom Production Company.

Mr Ajay Kumar is a 1976 batch Indian Administrative Services (IAS) Officer. He has vast and varied experience in Administration, Urban Development, Real Estate Development, Housing, Poverty, Public Health, Comparative Politics, International Relations & Law. In his illustrious career he had the offices of Principal Secretary, Rural Engineering Organization & Vice Chairman, Bihar Rural Roads Development agency; Principal Secretary, Science and Technology, Govt. of Bihar; Principal Secretary Building & Housing cum Chairman Bihar State Housing Board (BSHB); Secretary Urban Development & Housing Department, Government of Bihar.

Mr. Sultan is the Investor representative on the Board of AGSL. He holds a degree in Finance from San Diego State University, USA. He has played an active role in developing the business environment for the private sector in the sultanate of Oman. He was selected as a honoured member of International Who’s Who for the year 1999. He has also developed other institutions within the Sultanate. Some of the renowned ventures in which he actively participated include the Oman Chapter of Young Presidents Organisations Inc. (YPO) since 2003.

With over twenty five years of experience in the Financial and Capital Markets (Broking and Retail Distribution), Mr. Singh leads the Business Transformation Advisory services at Almondz. He is also well versed with BOT projects, concession agreements & risk management, matrices, regulatory condition for BOT type projects for several infrastructure related projects and rendered financial advisory services to various Client/ Concessionaire in the field of project financing. He is presently a Whole Time Director on the Board of AGSL and promoter representative in its group companies. He is a Science Graduate - B. Sc. Math (Hons.) and a qualified Chartered Accountant.

Mr Khetarpaul is a seasoned banker with over 44 years of experience with the Reserve Bank of India. He joined the RBI in 1965 as a Probationary Officer and retired from the services in the year 2003 as its Executive Director. Thereafter, he worked as the Director and CEO of Punjab National Bank Institute of Information Technology. He is an M.A. Economic & Statistics.

Navjeet S. Sobti, the tactician behind Almondz has been with the group since 1992. He had joined with the intent of seamlessly linking operations, performance improvements and value creation aimed at empowering the company to turn areas of stagnation into channels of scalable and sustainable growth. He is an accomplished business leader with extensive experience in business development, start-ups and turnarounds, joint ventures, mergers and acquisitions. Being a Chartered Accountant by profession, Navjeet excels at successfully implementing business strategies, operational enhancement advisory services, corporate restructuring, development & structuring of operational and financial solutions aimed at maximising stakeholders' value in corporate turnarounds.

An outstanding people's manager, Navjeet’s entrepreneurial style of management blends enthusiasm and dynamism. He tends to focus on people's strengths to bring out the best in them. His inimitable style of leadership, combined with his sharp focus on client’s satisfaction has helped Almondz Group to diversify in different sectors. Under his leadership, the Group has over the last 25 years, grown from ten employees to over 300 in 18 offices across India, making Almondz one of the fastest growing financial advisory companies in the country.

Navjeet also actively devotes his time and efforts in Philanthropic activities like development of hospice, eye care treatment facilities in India as well in the cause that support child development and women empowerment.

Mrs Jain is a M.A in English and has vast experience in the field of education, administration and human resources management. She is also associated as a Director in Jan Sikshan Sansthan and works for upliftment and empowerment of women. Mrs. Jain is also a member of the Prevention of Sexual Harassment Committee at the Almondz Group.

Mr. Tiwari is a qualified Chartered Accountant from the Institute of Chartered Accountants of India and a graduate in Commerce. He has 32 years of experience in Industries ranging from Textile, Cement, Tyre & Engineering to FMCG. He has in-depth knowledge of Middle East, South East and South Asian Markets. His core expertise has been to monitor and manage the operations of varied industries from financial and commercial view point. He has also been instrumental in turning around loss making companies in Malaysia, Egypt, India and Middle East. Mr Tiwari sits on the Board of AGSL on behalf of Al Anwar Holdings SAOG.

Mr. Satish Chandra Sinha, is a seasoned Banker with over 32 years’ experience with in Public Sector Banking space. He started his career as a probationary officer in 1975 with Union Bank of India and over the span of his career he has worked in rural, urban and metro locations in India and eventually rose to the position of General Manager in 2006. Post his long stint at Union Bank of India, Mr. Sinha was elevated to the post of Executive Director in Oriental Bank of Commerce. Upon his superannuation from OBC, he was selected as a Member of the Board for Industrial & Financial Reconstruction (BIFR), Ministry of Finance, Govt. of India for the period 2012 – 2015. Mr. Sinha has also served as an honorary member of the Apex committee of the SIDBI Innovation and Incubation Centre (SIIC) established in collaboration between IIT Kanpur and the Government of Uttar Pradesh in addition to being a Nominee Director (Non-Executive) on the Board of Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited between 2011- 2012. Mr. Satish Chandra Sinha is B.Com from Patna University and holds CAIIB from Indian Institute of Bankers.

Mr. Manoj Kumar Arora is a seasoned professional with a remarkable journey spanning nearly three decades in the financial sector. With a Commerce Graduate and a Master's degree in Business Administration, his career trajectory is marked by notable achievements and steady advancement.

Mr. Arora quickly transitioned into the realm of finance, joining ALMONDZ GLOBAL SECURITIES LIMITED in 1994. Over the years, he ascended the ranks from Manager to Senior Vice President, ultimately assuming the role of Managing Director, underscoring his exceptional leadership and management capabilities.

Mr. Arora's professional strengths are multifaceted, embodying a blend of astute financial acumen, strategic foresight, and an unwavering commitment to excellence. His adeptness in negotiating, coupled with a knack for cultivating enduring relationships, has been instrumental in driving sales growth and fostering client satisfaction. He is renowned for his prowess in financial management, leveraging functional and technical analyses to enhance operational efficiency and profitability. Mr. Arora's proficiency extends to corporate real estate planning and management, complemented by a profound understanding of commercial real estate dynamics. As a leader, Mr. Arora excels in fostering talent development, steering strategic initiatives, and ensuring regulatory compliance. His portfolio management skills, coupled with a keen eye for risk assessment and mitigation, have consistently positioned him as a key architect of organizational success.

Mr. Satish Chandra Sinha, is a seasoned Banker with over 32 years’ experience with Union Bank of India. He started his career as a probationary officer in 1975, over the span of his career he has worked across rural, urban, and metro locations in India and rose to the position of General Manager in 2006. Mr. Sinha has previously been a Member on the Board for Industrial & Financial Reconstruction (Ministry of Finance, Govt. of India) 2012 – 2015 as well as being an Executive Director, Oriental Bank of Commerce 2008–2012. Mr. Sinha has been an honorary member of the Apex committee of the SIDBI Innovation and Incubation Centre (SIIC) formed by the collaboration between IIT Kanpur and the Government of Uttar Pradesh in addition to being a Nominee Director (Non-Executive) on the Board of Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited between 2011- 2012. Mr. Satish Chandra Sinha is B.Com from Patna University and holds CAIIB qualification.